Coralpoint Commercial Capital, a small-business funding service in Titusville, FL, arranges funding for gas stations and convenience stores in Brevard County, FL: inventory financing for store stock, equipment financing for pumps and coolers, and term loans for refits. A funding partner reviews each request and decides.
| Gasoline stations (2023) | 213 in Brevard County, FL |
|---|---|
| Convenience stores (2023) | 78 |
| Station employees | 1,949 |
| In ZIP 32796 | 8 stations, 4 convenience stores |
Space Coast fuel stations and corner stores in Census counts
Brevard County, FL had 213 gasoline stations with employees in 2023, employing 1,949 people with $50.1 million in annual payroll, and 78 convenience stores without fuel, with 280 employees (County Business Patterns 2023). 40.8% of the stations and 76.9% of the convenience stores had fewer than five employees. ZIP 32796 held 8 stations and 4 convenience stores (ZIP Business Patterns 2023).
Nonemployer counts are small here: 15 stations and 39 convenience stores without payroll in 2024 (Nonemployer Statistics 2024), under the revised 2022 industry codes.
Where a station's cash goes
Fuel is bought by the load and sold by the gallon. Store goods, from snacks to tobacco and drinks, need restocking. Equipment is specialized: dispensers, payment terminals, coolers, canopies and lighting. Card payments come with processing costs.
Gas station loans and convenience store loans by need
| Need | Structure |
|---|---|
| Store inventory for a bigger selection | Inventory financing |
| Dispensers, coolers, POS systems | Equipment financing |
| Store refit or canopy work | Term loan |
| Uneven fuel and stock purchases | Line of credit |
Gas station equipment financing
Gas station equipment financing covers dispensers and payment upgrades, walk-in and reach-in coolers, ice machines and car wash equipment. Partners ask for vendor quotes and installation costs. Tank and environmental work raises its own questions.
How to buy a gas station: the funding side
Buying a station can involve the business, its equipment and stock, and the property. Coralpoint does not arrange real estate purchase loans, but partners review requests for the business side case by case. Expect questions about fuel volume, store sales, the seller's financial records and the supply agreement.
Illustrative only: a buyer budgets $26,700 for fresh store inventory and new coolers after taking over a station. Coolers might be financed as equipment and stock through inventory financing. The numbers are invented and are not a typical request or offer.
What partners review
- Bank records plus card-terminal reports
- Fuel and store sales, reported separately if possible
- Supply agreement terms
- Equipment quotes
- How long the business has operated, and its yearly revenue
Related pages
The retail page covers store stock more generally, and the term loan page covers refits. Local figures are on the Titusville, FL page.
Fuel volume and store sales tell different stories
Partners reviewing a station may look at fuel and store sales separately. A station that can show both lines, month by month, gives a partner a clearer view than a single combined deposit figure.
Other retail businesses are on the industries page.
By Coralpoint Commercial Capital · Updated